Saving money sounds pretty simple. Spend less than you earn, put some money aside, and repeat. So why does it feel so difficult? For people under 35, the problem usually isn't that they don't understand that saving is important. Most people know they should be saving. The harder part is actually having money left over at the end of the month. There are a few reasons for that, and they're not all about being "bad with money." 1. The cost of living leaves less room to save. Let