If you’re expecting a baby, congratulations! There are probably a million things on your mind—names, nursery colours, daycare, and trying to figure out how someone so small needs so much stuff. But there’s one financial conversation that might not be at the top of your list: life insurance. One of the first things you may think about is opening an RESP or starting a savings account. Those are great steps, but before you start planning for your child’s future, it’s worth makin