Estate Planning
Everyone leaves an estate. The question is whether it’s left to chance—or planned with purpose. Thoughtful estate planning helps protect your loved ones, minimize taxes, and ensure your legacy is carried out the way you intend.
A well-designed estate plan brings clarity, confidence, and peace of mind—for you and your family.
Estate planning helps address:
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Tax considerations — remaining RRSP or RRIF assets are fully taxable as income upon the death of the last spouse
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Estate distribution — what your will says, and whether a trust is appropriate
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Powers of Attorney — who manages your affairs if you become incapacitated
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Survivor benefits — ensuring loved ones are supported
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Asset transfer strategies — passing wealth efficiently
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Beneficiary designations — keeping them current and aligned with your plan
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Document organization — so everything is easy to find when it matters most
Investment services are provided through Aligned Capital Partners Inc. Only investment-related products and services are offered through ACPI and covered by the CIPF. Aligned Capital Partners Inc. (“ACPI”) is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and the Canadian Investment Regulatory Organization (“CIRO”). Financial planning and insurance services are provided through Gilbert Wealth Management. Gilbert Wealth Management is an independent company separate and distinct from ACPI.