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Calculator And Documents

Linked Tools, Calculators
& Resources

Insurance Calculators

Life Insurance Needs

Life insurance is one of the best ways to protect your family's financial security.

Critical Illness Needs

Critical illness insurance can help replace your income and cover expenses and debts if you become sick.

Disability Insurance Needs

How much income will you need to maintain your standard of living if you are unable to work?

Insure Your Earning Power

Compare the value of your future earning power to the value of your other assets.

Estate Planning Checklist

This checklist will help you assess the status of your estate plan.

Investment Calculators

Investor Profile

Use this questionnaire to define your investment objectives and personality.

The Value of Staying Invested

Discover how missing the best months in the market can significantly impact the return on your investments.

Stocks, Bonds and Cash

See how the three main assets classes
have performed over time.

Cost of Waiting

Use this calculator to see the cost of waiting to invest.

Diversify and Protect

See how diversification can reduce the impact of a market decline on your portfolio.

Savings Growth

Use this calculator to compare the
growth of two or three investments.

Stocks and Holding Periods

See how longer holding periods reduce the range of best and worst returns on stocks.

Time to Recover

See how your decisions can impact the time it takes your portfolio to recover from market downturns.

Retirement Calculators

Retirement Calculator

See how well your savings plan will meet your income needs in retirement.

CPP Benefits at 60 or 65?

Calculate whether you should take CPP at age 60, age 65 or defer to age 70.

TFSA versus RRSP

Weigh the benefits of investing in a TFSA versus an RRSP.

RRSP Withdrawals

See how withdrawals can affect your RRSP savings.

Inflation and Your Income

Use this calculator to see how inflation will affect your retirement income.

RRIF Payment

Calculate your RRIF payment and how long your RRIF will last.

Capital Required

Find out what you need to save to generate a specific annual income stream.

Tale of Two RRSPs

See how starting to invest early and the effects of compounding can have a big impact on your RRSP.

Will the Money Last?

This calculator lets you compare two investment scenarios to see how long your savings will last.

Personal Finance Calculators

Financial Checkup Checklist

Complete the checklist to determine your Financial Checkup Score.

Cash Flow

Use this calculator to track money moving in and out of your household.

Net Worth

Calculate your net worth by comparing your assets to your liabilities.

Pay Yourself First

See how setting aside a percentage of your income can add up over time.

Real Rates of Return

Use this calculator to see how taxes and inflation affect your investments.

Formula for Wealth

Achieving financial goals involves tradeoffs between Target goal, Time and Rate of Return.

Savings to Reach a Goal

Have a savings goal in mind? See how long it will take to achieve your goal if you start today.

Rule of 72

See how starting to invest early and the effects of compounding can have a big impact on your RRSP.

Tax Calculators

Income Tax Calculators

Use this calculator to estimate the taxes you owe based on your taxable income.

Taxes on Investment Income

See how various types of investment income are taxed at different rates.

Pay Down Debt or Invest?

Should you pay down or invest if you have extra money?

TFSA Vs Taxable Investment

Use this calculator to compare the growth of a TFSA to a taxable investment.

RRSP Tax Savings

Calculate the tax savings generated by your RRSP contributions.

Final Bite Tax

This calculator estimates your estate's tax liability at death with no surviving partner.

Charitable Donations

This calculator estimates the after-tax cost of a charitable donation.

Mortgage Calculators

Rent or Buy a Home

Use this calculator to see the financial difference between renting or buying a home.

Mortgage Qualifier

Estimate the maximum value of a    
house you may qualify for based    
on your income and debts.

Mortgage Payment

Estimate and compare your    
mortgage payment and the    
total interest paid.

Mortgage Accelerator

See how increasing your payments or the frequency of your payments can reduce the life of the mortgage and total % paid.

Loan Payment

Calculate your payment and see how extra payments reduce interest and time to pay off.

These calculators are for illustrative purposes only and should not be relied upon as an accurate indication of your financial needs.  As each individuals situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. Gilbert Wealth Management does not guarantee that this calculator is reliable, accurate, or complete or that it will be compatible with your computer.

© 2026 Gilbert Wealth Management | All rights reserved
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